Gifts of Stocks and Bonds
A Tax-Efficient Way to Support Messiah is with Appreciated Assets.
If you own stock or mutual funds that have appreciated in value and have been held for more than one year, donating them to Messiah can be beneficial to you. By donating these assets, you can support Messiah's mission while enjoying significant tax benefits.
When you give appreciated stock or mutual funds, you can avoid federal capital gains taxes on the appreciated value—potentially up to 20%. Additionally, you may qualify for a federal income tax charitable deduction based on the fair market value of the assets at the time of the gift.
Benefits of gifts of stocks and bonds
- Avoid paying capital gains tax on the sale of appreciated stock
- Receive a charitable income tax deduction
- Further our mission today
How to make a gift of stocks and bonds
By electronic transfer - Please contact us for instructions on how you can transfer bonds from your brokerage or investment account to Messiah University. For stocks, refer to the attached form.
By certified mail - If you hold securities in certificate form, you will need to mail two envelopes separately to complete your gift. In the first envelope, place the unsigned stock certificate(s). In the other envelope, include a signed stock power for each certificate. You may obtain this power from your broker or bank. Please remember to use certified mail.
More on gifts of stocks and bonds
There are special rules for valuing a gift of stock. The value of a charitable gift of stock is determined by taking the mean between the high and low stock price on the date of the gift. Mutual fund shares are valued using the closing price for the fund on the date of the gift.
Contact us
If you have any questions about gifts of stocks and bonds, please contact us. We would be happy to assist you and answer any questions that you have.
